Use us to get credit to pay for your purchases.
We offer you a pathway to financial health.
Think of us when you run out of money to pay for what you need.
One Account With Amazing Benefits
Increases Income 30%
Lowers Borrowing Costs 50%
Improves Your Cashflow 70%
Saves You Time 90%
We enable you steady your income, save on expenses and grow your cash balances.
$ 5.4 M+
$ 3.6 M+
$ 2.1 M+
Come On, Open Your Account Today!
We become your long term partner because you matter to us.
For sole traders, freelancers, employees and individuals.
For companies, partnerships, cooperatives, NGOs or associations.
An App Designed for enterprises, their workers and suppliers.
Use us to get credit to purchase and pay later.
Frequently Asked Questions
It’s our pleasure to answer any questions you have
Why should I open a Patasente Account?
You use your account to get credit to pay for your purchases. As a business, you can send or receive invoices, get paid early against your invoices sent to buyers or request us to pay on your behalf those due from suppliers, and receive or make payments. As an employee, you can request your wages to be paid early onto your credit card and use it to pay at accepting merchants.
Is my account secure?
Do I need collateral to get credit?
No, we don't require physical collateral. As a worker, you wages are your security. When you access your wage or salary early, working with your employer, we deduct the advanced amount. As a business, your receivables - invoices to customers- are your security. We pay you early at a discount, then your buyer pays us when your invoices are due.
What is the interest/factoring rate?
The factoring rate ranges between 3%-5% of invoice value based on the credit score of your employer or buyer. The rate is also a multiple of time based on a 1-180 days invoice payment term.
How long does it take to get credit?
It takes a maximum of 48 hrs to get factored, if you have a verified Patasente Account and are doing business with a buyer or working with an employer that has a Patasente Credit Score. For any of these buyers/employers- we allow their workers to get early access to their wages and suppliers to be paid early.
Can I accept mobile and card payments into my account?
Yes You Can. Simply integrate the Patasente Gateway into your online Point of Sale like website to accept payments or donations from mobile money ( Airtel or MTN) and card payments ( Visa or MasterCard) OR create a shareable link to collect payments via social media- WhatsApp, Messenger etc. Withdraw your collections to your MM or Bank Account.
Can I link up my other accounts with Patasente?
Yes You Can. Simply login into your account, visit the Payment Settings and add your mobile money or bank account. Effectively, you can withdraw to or receive direct payments to those accounts from other Patasente Account Holders.
Can I pay bills?
Yes You Can. Simply login into your account, access your Wallet Section and Select Pay Bills. You can buy airtime, data, electricity, URA taxes etc. You can also pay other supplier bills by simply clicking on Pay Invoices.